Getting the right general liability insurance for your business doesn't have to break your bank. We write new ventures and paper contractors and have premiums starting as low as $500. Licensed, Bonded, Insured, Home Improvements, Licensing Your clients can add you to their general liability policy as an additional insured.General liability insurance for contractors. Illinois contractors insurance can be confusing. What is contractors liability insurance? This means you are covered by their insurance for the duration of the job or longer. Experience can